What's left of your salary in Japan?

Type your annual salary and see the payslip you'll actually get — every deduction itemised, with the Japanese terms printed on your real payslip.

Your details

Annual gross salary

Before tax, including bonuses

Bonus (months)

Age

This is my first year working in JapanNo residence tax until next June

給与明細Payslip · annual · 2026 rules

Earnings　支給

Gross salary総支給額

¥5,000,000

¥416,667

Deductions　控除

	per year	per month
Health insurance健康保険	−¥242,310	−¥20,193
Child & childcare support levy子ども・子育て支援金	−¥5,658	−¥472
Employees' pension厚生年金	−¥450,180	−¥37,515
Employment insurance雇用保険	−¥25,000	−¥2,083
Income tax所得税	−¥91,600	−¥7,633
Residence tax住民税	−¥243,100	−¥20,258
Total deductions控除合計	−¥1,057,848	−¥88,154

Take-home pay差引支給額

¥3,942,152

per month ¥328,512 · 21.2% deducted

Health insurance 4.8%Child & childcare support levy 0.1%Employees' pension 9.0%Employment insurance 0.5%Income tax 1.8%Residence tax 4.9%Take-home 78.8%

Read your Japanese payslip

健康保険　Health insuranceAbout 5% of pay. Covers 70% of your medical bills.

厚生年金　Employees' pensionThe biggest deduction (9.15%). Partly refundable if you leave Japan — ask about the lump-sum withdrawal (脱退一時金).

雇用保険　Employment insurance0.5%. Pays unemployment benefits if you lose your job.

所得税　Income taxNational tax, withheld monthly and settled at year-end adjustment (年末調整).

住民税　Residence taxYour city's 10% tax on last year's income, deducted June to May.

介護保険　Long-term careOnly from age 40 to 64.

Take-home pay by salary

FAQ

Why don't I pay residence tax in my first year in Japan?

Residence tax (住民税) is billed from June based on the previous calendar year's income in Japan. If you had no Japanese income last year, there's nothing to bill — but your take-home drops in year two, so budget for it.

What changed for 2026?

The minimum employment income deduction rose to ¥740,000 and the basic deduction to up to ¥1,040,000 for most earners, so income tax is lower than in 2025. Employees also started paying the child & childcare support levy in 2026.

Why is my real payslip a little different?

This tool assumes Kyokai Kenpo Tokyo health insurance, no dependents and no other deductions. Company health insurance societies, dependents and other income all move the numbers by a few thousand yen.